New York – September 07, 2026 -- OnePay has launched My Garage, a new feature inside its financial app that gives users a single view of their vehicle's value, loan equity, payoff timeline, insurance offers and gas rewards.
The tool consolidates scattered vehicle data into one app screen
Car owners have typically needed to check multiple apps and services to piece together what their vehicle is worth, how much they still owe, and when their loan will be paid off. My Garage pulls that information into the same app where OnePay customers already manage banking, savings and credit cards.
Users can track equity and compare insurance without switching apps
With My Garage, consumers can watch their loan payoff timeline shorten as they build toward owning their car outright. The feature also lets users compare auto insurance offers and access gas rewards directly within the app, and OnePay says a tool for comparing auto loan refinance rates is coming soon.
Pat McLoughlin, GM of Marketplace at OnePay, said the feature is designed around what car ownership makes possible in people's lives, not just the financial product itself. He said My Garage aims to give people visibility into one of the most expensive assets they own but rarely fully understand.
The rollout starts today for existing OnePay customers
My Garage began rolling out to OnePay customers on the day of the announcement. OnePay operates as a financial technology company rather than a bank, with banking services provided through partner institutions Coastal Community Bank and Lead Bank.