Frost Damage Costs Hit €3.6M in Early 2026 for R+V Customers
Wiesbaden – November 05, 2026 -- Frost damage to residential buildings cost German insurer R+V 3.6 million euros in the first three months of 2026. That is six times the 600,000 euros recorded for all of 2025.
Hamburg's 25 centimeters of snow came with a hefty bill
Severe frost and heavy snowfall shaped the start of 2026. The heavy snow in northern Germany was especially unusual: in Hamburg, 25 centimeters of snow created near-alpine conditions. Conny Flörcks of R+V says that several days below freezing often lead to expensive damage to residential buildings.
Frozen water has enormous force. When it bursts water pipes and heating pipes, the building can suffer major water damage and costly repairs. The damage often only becomes visible once the ice thaws and water spreads inside the walls, Flörcks explains.