Montana

Why a $15,000 Roof Repair May Bring an $8,000 Insurance Check

Kalispell – November 06, 2026 -- A covered roof loss with $15,000 in estimated repairs can produce an initial home insurance payment of just $8,000, depending on depreciation and the policy's deductible. A HelloNation article featuring Kalispell, Montana, insurance expert Peggy Schneider breaks down how that gap arises.

Depreciation cuts the value insurers assign to aging property

Property loses value through age, use, and wear, and insurers may weigh an item's age, condition, and expected useful life. This matters most when a policy pays actual cash value, which generally reflects replacement cost minus the loss in value over time. A single homeowners policy may apply different valuation methods to the dwelling, the roof, and household belongings.

John Summit Brings Experts Only Ski Weekender to Montana

Big Sky, Montana – November 06, 2026 -- John Summit will play two headline shows at the Big Sky Events Arena on Saturday, March 13 and Sunday, March 14, 2027, and presale tickets open Tuesday, November 10 at 10 a.m. MT.

The weekend, called John Summit Presents Experts Only Big Sky, is Summit's first performance in Montana. It is also the only Experts Only ski weekender in the U.S. in 2027. Outlaw Partners is producing the event.

Two nights of DJs, skiing and wellness sit under Lone Mountain

The lineup combines DJs, live music, skiing and wellness activities. The arena is in Big Sky's Town Center, with 11,166-foot Lone Mountain as the backdrop.

Summit said Big Sky had been on his team's radar for a while and called the choice a "no-brainer." He promised parties all over the mountain.

The Salary Needed to Live Comfortably in Every US State in 2026

United States – November 03, 2026 -- A single adult now needs at least $80,000 a year to live comfortably in every US state, and the threshold tops $100,000 in nearly half of them, according to a new SmartAsset analysis. For a family of four, the required income reaches as high as $329,000.

The estimate builds on MIT living wage data and the 50/30/20 rule

SmartAsset started with the MIT Living Wage Calculator, which shows what a full-time worker must earn to cover minimum basic needs. It then adjusted each figure with the 50/30/20 budgeting rule: 50% of income for necessities such as housing and utilities, 30% for discretionary spending and 20% for savings. The result is the annual pre-tax income needed to live comfortably in each state.

New Christian Novel 'Home in Montana' Explores Faith, Trust and Second Chances

Lillington – September 09, 2026 -- Former journalist Lee Jennings has released her Christian romance mystery novel "Home in Montana," available now in softcover and electronic formats through WestBow Press, Amazon and Barnes & Noble.

The story follows a woman starting over in a new home

The novel centers on Allie, a woman beginning a fresh chapter in a new home while questioning whether her heart can heal. She befriends a young girl living across the street and the girl's father, only to face a missing friend, health struggles and unwanted contact from her ex-husband.

Jennings weaves personal health struggles into the plot

Jennings said the book targets women, teen girls, Christian readers and those interested in stories about love and second chances. She also hopes it resonates with readers managing OCD, thyroid conditions or other health challenges, since Allie faces similar struggles throughout the story.