New York – September 11, 2026 -- Lemonade (NYSE: LMND) has expanded its renters insurance to Kentucky, offering coverage starting at $5 per month through its app-based platform.
Kentucky renters get app-based coverage with instant claims
The policy lets users get quotes, buy coverage, update policies, and file claims entirely through Lemonade's app. About 40% of claims are handled instantly, according to the company.
Rates run roughly 30% below the national average
Lemonade says its renters insurance pricing is approximately 30% lower than the national average, based on company and industry data. Additional discounts are available for customers who bundle policies, install qualifying home safety devices, or opt for annual billing instead of monthly payments.
Dan Timsit calls Kentucky a milestone in nationwide rollout
"Kentucky represents another important step in Lemonade's continued expansion across the United States," said Dan Timsit, Head of Renters Insurance at Lemonade. He said the company aims to make insurance easier to understand, access, and manage for renters in the state.
Lemonade now counts more than 3 million active customers
The company has been recognized by Forbes, CNBC, and U.S. News & World Report for its insurance products and customer experience. Kentucky residents can check full state-by-state renters insurance availability directly on Lemonade's website.