Kentucky

New York – September 22, 2026 -- Lemonade has launched its pet insurance product in Kentucky, giving pet owners in the state access to customizable accident, illness, and preventative care coverage through the company's app.

Kentucky becomes the 44th state for Lemonade Pet

With this rollout, Lemonade Pet Insurance is now live in 44 states plus Washington, D.C. Customers can get a quote within minutes and file claims directly through the Lemonade app, with the company touting payouts that can arrive in seconds rather than the weeks or months typical of traditional insurers.

New York – September 11, 2026 -- Lemonade (NYSE: LMND) has expanded its renters insurance to Kentucky, offering coverage starting at $5 per month through its app-based platform.

Kentucky renters get app-based coverage with instant claims

The policy lets users get quotes, buy coverage, update policies, and file claims entirely through Lemonade's app. About 40% of claims are handled instantly, according to the company.

Rates run roughly 30% below the national average

Lemonade says its renters insurance pricing is approximately 30% lower than the national average, based on company and industry data. Additional discounts are available for customers who bundle policies, install qualifying home safety devices, or opt for annual billing instead of monthly payments.