Teen Car Insurance: Geico Averages $153 a Month, Report Finds
ST. PETERSBURG, Fla. – October 29, 2026 -- Geico offers the lowest average premium for teen drivers at $153 a month, according to a new Quote.com report on teen car insurance rates. Teens carry higher driving risks than any other age group and pay the highest rates as a result, though discounts and experience can bring those rates down.
Travelers' average is nearly triple Geico's
Quote.com ranked the top 10 insurers for teen drivers by average monthly premium:
- Geico: $153
- State Farm: $178
- Auto Owners: $223
- Nationwide: $229
- American Family: $253
- Allstate: $318
- Farmers: $387
- Liberty Mutual: $398
- Progressive: $400
- Travelers: $443
These are averages, so individual quotes may land much closer together. Melanie Musson, a car insurance expert with Quote.com, notes that "car insurance quotes are highly individualized."