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Money & Finance

Bybit's Final USD1 Hold & Earn Round Offers 35M WLFI Rewards

Dubai – September 19, 2026 -- Bybit has opened the fifth and final round of its USD1 Hold & Earn program, giving users until October 16, 2026 to claim a share of a 35,000,000 WLFI reward pool simply by holding the USD1 stablecoin in their account.

Users can earn up to 8% APR with no staking required

Enrolled holders qualify for daily rewards and an annual percentage rate of up to 8%, with no subscription, staking or lock-up period needed. Participants can track their ranking on a daily-updated leaderboard that lists the top 50 USD1 holders on the exchange by effective holdings.

Credit Union vs. Bank: Which Saves You More Money?

Marianna, Florida – September 19, 2026 -- Choosing between a credit union and a bank can shape how much a consumer pays on a car loan or earns on a savings account, according to a new HelloNation feature examining the two institution types.

Ownership structure changes who profits from your money

Banks operate as for-profit corporations answerable to shareholders, which influences how they price loans and set fees. Credit unions are member-owned, not-for-profit cooperatives, meaning earnings flow back to members through lower loan rates, reduced fees, and higher savings yields rather than to outside investors.

New Credit Union Branch Opens Steps from EMU Campus in Ypsilanti

Ypsilanti – September 19, 2026 -- Eastern Michigan University Credit Union (EMUCU) opened a full-service branch this summer at 611 W. Cross Street, directly across from the EMU campus in downtown Ypsilanti, just as the fall semester begins.

The branch, a division of the University of Michigan Credit Union (UMCU), serves EMU students, faculty, staff and Ypsilanti residents. Members can bank in person or use interactive video teller machines (ITM) to connect face-to-face on screen with an EMUCU representative.

The branch offers checking, savings and lending alongside financial education

Beyond standard checking, savings and lending products, EMUCU runs financial education workshops and group learning sessions covering budgeting, building credit and managing debt. The Cross Street location also provides competitive rates on home, vehicle and personal loans for students and residents.

529 Plans Now Cover More Than College, Florida Board Says

Tallahassee, Fla. – September 19, 2026 -- Families saving for their children's education may be underestimating what a 529 plan can actually pay for, according to the Florida Prepaid College Board.

As National College Savings Month is marked this month, the Board is highlighting that 529 plans no longer apply only to traditional four-year degrees. Depending on the specific plan and applicable law, qualified withdrawals can cover tuition, fees, books, supplies, certain room-and-board costs, registered apprenticeship programs, select K-12 expenses, educational testing costs and limited student loan repayment.

Squaremouth Adds Two High-Coverage Trawick Travel Insurance Plans

St. Petersburg, Fla. – September 19, 2026 -- Squaremouth, a travel insurance comparison platform, has expanded its partnership with Trawick International Travel Insurance, adding two new plans to its marketplace for U.S. residents in all states.

Two new Pathway plans launched on Squaremouth on August 27, 2026

Trawick Pathway Plus and Trawick Pathway Premium join the existing Trawick lineup on Squaremouth.com, which already includes Pathway Essential and three Safe Travels Annual plans. The new options are designed for luxury travel or longer trips, covering up to 90 days and offering high trip cost allowances.

Why Arizona Homeowners May Need Umbrella Insurance Now

Oro Valley, Ariz. – September 19, 2026 -- Arizona homeowners facing rising property values and larger legal settlements are being urged to look beyond their standard home and auto policies for liability protection. A new HelloNation article featuring insights from Shawn Hellebuyck of Oakley Insurance Group breaks down how umbrella insurance adds an extra layer of coverage once existing policy limits run out.

Umbrella coverage kicks in once standard policy limits are exhausted

Umbrella insurance is designed to activate when claims exceed the limits of a homeowner's existing home or auto policy. Serious accidents, liability lawsuits, and major property damage can generate legal fees, settlements, and medical costs that quickly surpass those underlying limits, according to the article.

U.S. Money Reserve Marks 25 Years, Tops $4.4 Billion in Sales

Austin, Texas – September 19, 2026 -- U.S. Money Reserve is celebrating 25 years in business, reporting more than $4.4 billion in completed transactions and over 1 million clients served since its founding in 2001.

The precious metals distributor has shipped 5.1 million gold, silver, platinum, and palladium products over the past quarter-century, expanding from its original coin and bullion offerings into precious metals IRAs, digital market tools, and educational resources for investors.

The company expanded its Austin headquarters to support workforce growth

U.S. Money Reserve recently enlarged its Austin, Texas, headquarters to accommodate an increasing number of employees. The company also operates offices in Scottsdale, Arizona, and Houston, Texas.

Beyond the Minimum: What 'Full Coverage' Car Insurance Really Means

Charlotte, N.C. – September 18, 2026 -- Drivers relying solely on their state's minimum auto insurance requirements may be leaving themselves financially exposed after a serious accident, according to a recent HelloNation article breaking down the basics of coverage.

State minimums cover legal requirements, not full financial protection

The article explains that liability coverage typically splits into two parts: bodily injury liability, which pays for injuries a driver causes to others, and property damage liability, which covers damage to another vehicle or property. Meeting a state's minimum satisfies legal obligations but doesn't guarantee a driver's finances are protected after a major crash.

The $697 Laser Hair Removal Myth: What It Really Costs Over 10 Years

Great Neck, N.Y. – September 18, 2026 -- The $697 figure most people cite as the average cost of laser hair removal doesn't actually measure laser hair removal at all -- it comes from a broader American Society of Plastic Surgeons survey on "laser skin treatments" that has never been broken out by procedure. Other guides cite $582 or $389 from the same source, while CareCredit reports a $207 to $913 per-session range and RealSelf's user-submitted data puts the average near $1,016.

Laser by Aleya, a laser hair removal and electrolysis studio in Great Neck, New York, is publishing its own itemized pricing and a 10-year cost comparison against shaving and waxing, aiming to let customers check the math themselves rather than rely on a single national number.

Renting Beats Buying in Every Major U.S. Metro, Zillow Finds

Seattle – September 18, 2026 -- Renters across the United States are paying $1,066 less per month than typical home buyers, according to Zillow's latest Rental Market Report, with the gap holding in all 50 largest U.S. metros.

Typical rent sits at $1,948 versus a $3,014 mortgage payment

The Zillow Observed Rent Index puts typical U.S. rent at $1,948 a month, while the typical new home buyer's monthly payment -- including taxes and insurance -- totals $3,014. That works out to $12,792 a year in savings for renters, a gap Zillow says has widened as mortgage costs rose $140 over the past six months, more than four times the $32 increase in typical rent over the same period.