Matthews, N.C. – October 30, 2026 -- Harris Teeter has launched the Harris Teeter Rewards World Elite Mastercard, a no-annual-fee card that earns up to 5X points on website and app purchases and 4X points at participating Harris Teeter fuel pumps. Points can be redeemed for dollars off groceries and for fuel discounts.
Points rates have no spending caps
The card carries no annual fee and no spending caps. Cardholders earn:
- Up to 5X points on purchases through the Harris Teeter website and app
- 4X points at participating Harris Teeter fuel pumps
- Up to 3X points on in-store purchases at Harris Teeter
- 2X points on dining, utilities and travel
- 1X points on all other eligible purchases wherever Mastercard is accepted
Points are automatically linked to customers' loyalty accounts. They do not expire while the credit card account remains active and in good standing. An account stops being active after 12 consecutive months without settled transactions, or when it is closed.
A $100 welcome bonus comes with spending conditions
Eligible new cardholders can earn a $100 Harris Teeter reward after $750 in net spend on the card within 90 days of opening an account. That spend must happen outside Harris Teeter and Kroger channels. Balance transfers, cash advances, fees and returned items do not count.
The reward works for eligible grocery purchases only, not fuel, and expires after the end of the second month following the month it is issued. The offer is valid one time only and cannot be combined with other promotions.
Birthday reward and HT Plus membership are included
Cardholders also get a $10 annual Birthday Reward. A complimentary HT Plus membership adds exclusive savings and free next-day delivery on orders of $35 or more, subject to availability and restrictions.
Applications run through the Harris Teeter app
The card is powered by Imprint's technology, so customers can apply for and manage it in the Harris Teeter app and track and redeem rewards there. First Bank & Trust issues the card, and Imprint Payments, Inc. operates it.
Danna Robinson, Harris Teeter's director of corporate affairs and customer relations, said the card gives customers more ways to earn rewards on everyday purchases, with the flexibility to save on groceries, fuel or both.